> For the complete documentation index, see [llms.txt](https://docs.fringe.fi/v2-fringe-finance-platform-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.fringe.fi/v2-fringe-finance-platform-docs/usb-stablecoin/usb-savings.md).

# USB Savings

### USB Savers – Depositing USB tokens 

USB token holders may deposit their $USB on the USB Stablecoin Saving facility to earn interest. 

### Receiving interest 

USB Savers receive interest in the form of USB stablecoins. Interest accrues against their position and is displayed by the USB facility. Interest is sourced from stability fees charged against $USB borrowers. i.e. interest charge to borrowers against their open $USB loan positions. 

Interest paid to $USB savers is calculated based on the proportion of the $USB savings pool their deposit represents. Interest accrues to the USB saver’s deposit holdings – in the form of USB tokens. 

### Withdrawing USB tokens 

USB Savers can withdraw their $USB at any point including any accrued interest, back into their connected wallet. 


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