# What is Fringe Finance?

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**Fringe Finance** is dedicated to **unlocking the capital in speculative cryptoassets** through a **variety of products and services**, including **lending, borrowing, leveraged trading, staking, and other financial facilities**. Holders who believe in the upside price opportunity of their tokens can now **put them to work** instead of just waiting idly for their price to appreciate.

Smaller altcoins are often new or apply to niche use cases. Therefore, they can be more speculative than very popular, large market cap cryptocurrencies. The **capital locked in these smaller altcoin assets** often cannot easily be deployed into the DeFi ecosystem due to a **lack of broad support** by DeFi platforms.

**Fringe Finance solves this problem by accepting a large variety of smaller altcoin assets as collateral for stablecoin loans.** Although they are often more volatile than the larger, more popular coins, Fringe Finance uses a variety of borrowing parameters and related mechanisms to **maintain the stability and financial protection of the platform.**

Fringe Finance’s vision also includes **cross-chain collateralization**, **fixed-interest loans**, **DeFi composability**, a **truly decentralized UI**, a **fully decentralized stablecoin**, **multi-chain support**, and **embedded DeFi insurance**. These will provide a platform rich in features to service the growing crypto economy. The Fringe Finance platform will sustainably adapt through transitioning governance to the Fringe Finance DAO so that its community of stakeholders can best guide its future direction to best suit the community.