# USB Savings ### USB Savers – Depositing USB tokens USB token holders may deposit their $USB on the USB Stablecoin Saving facility to earn interest. ### Receiving interest USB Savers receive interest in the form of USB stablecoins. Interest accrues against their position and is displayed by the USB facility. Interest is sourced from stability fees charged against $USB borrowers. i.e. interest charge to borrowers against their open $USB loan positions. Interest paid to $USB savers is calculated based on the proportion of the $USB savings pool their deposit represents. Interest accrues to the USB saver’s deposit holdings – in the form of USB tokens. ### Withdrawing USB tokens USB Savers can withdraw their $USB at any point including any accrued interest, back into their connected wallet. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.fringe.fi/fringe-finance-docs/usb-platform/usb-savings.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.