> For the complete documentation index, see [llms.txt](https://docs.fringe.fi/fringe-finance-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.fringe.fi/fringe-finance-docs/usb-platform/usb-savings.md).

# USB Savings

### USB Savers – Depositing USB tokens&#x20;

USB token holders may deposit their $USB on the USB Stablecoin Saving facility to earn interest.&#x20;

### Receiving interest&#x20;

USB Savers receive interest in the form of USB stablecoins. Interest accrues against their position and is displayed by the USB facility. Interest is sourced from stability fees charged against $USB borrowers. i.e. interest charge to borrowers against their open $USB loan positions.&#x20;

Interest paid to $USB savers is calculated based on the proportion of the $USB savings pool their deposit represents. Interest accrues to the USB saver’s deposit holdings – in the form of USB tokens.&#x20;

### Withdrawing USB tokens&#x20;

USB Savers can withdraw their $USB at any point including any accrued interest, back into their connected wallet.&#x20;