Platform Overview

The Fringe Finance platform offers the following compelling benefits for its various participants:
Participant
Value Proposition
​Lender​
Lenders can be institutional lenders, high net-worth individuals or any
crypto-asset holders who wish to receive more attractive interest rates as
compared to what they often receive in the traditional banking system. They
do this by lending out their crypto asset holdings on the Fringe Lending​
facility.
​Borrower​
Borrowers who have conviction of the upside price opportunity of their
assets can now put them to productive work instead of just waiting idly for
their price to appreciate by taking out loans within the Fringe Lending facility.
They can also mint USB stablecoins on the Fringe USB Stablecoin platform
and deploy them as they see fit elsewhere in the crypto economy.
DAOs and Project
Treasuries
A DAO or project treasury enjoys the same benefits as borrowers and
lenders.
​
A project can deploy their treasury onto Fringe so that they can take out
loans for project expenditure or invest in new initiatives without needing to
sell their project tokens. This has the additional benefit of removing from
market supply the tokens they use as loan collateral, resulting in a positive
impact for the price of their project token.
​
A project can also lend out their treasury on the Fringe Lending facility.
Fringe has integrated support for multisig wallets so that projects can
maintain their trust minimization through the use of multisig access.
​USB Saver​
Any participant in the crypto economy who holds the USB stablecoin can deposit their USB in the USB Stablecoin Saving facility to receive interest payments.
​Staker​
​Fringe Staking aims to offer rewards for staking of various
assets to incentivize token holding and staking to benefit the Fringe
ecosystem and community.
​
Staking assets will include FRIN tokens,
relevant Liquidity Provider tokens, fTokens (Fringe Finance’s
interest-bearing tokens received by lenders) and others. Staking rewards will
be offered variously in relation to both long-term and short-term staking
incentivization schemes.
​
FRIN token holders can opt to stake their FRIN tokens to receive rewards
derived from fees charged on the Fringe Finance Platform.
​
FRIN Stakers will also be able to participate in directing the evolution of the
platform via voting for DAO proposals.
​Liquidator​
Liquidators help keep the platform stable by liquidating positions that fall below minimum collateralization levels – and receive the liquidated collateral assets at a discount – which they can sell on the open market to realize a profit.
Traders
Fringe Finance offers traders the ability to take leveraged positions to
maximize potential gains.
​
Fringe Amplify allows a trader to gain leveraged exposure to an asset.
​
Fringe Margin Trade allows a trader to gain leveraged exposure to an asset
pair.


The Fringe Finance platform consists of the following facilities, offering different functionalities:
Live
​Fringe Lending: A lending facility that accepts a wide range of collateral asset types and multiple capital (borrowing) assets. It:
Rewards lenders for depositing (whitelisted) capital assets made available to be lent to borrowers and traders.
Allows borrowers to take out over-collateralized loans against whitelisted collateral assets.
Allows liquidators to liquidate part of a borrower’s loan that falls below minimum collateralization levels.
Upcoming
​Fringe Staking: Allows FRIN token holders and other asset holders to stake assets to earn staking rewards. Fringe Staking supports multiple staking programs to incentivize users to participate in various ways within the Fringe Ecosystem. The system pays rewards to staked positions. Staking rewards are paid from the Rewards Pool for each staking program.
Fringe Amplify: A leveraged trading facility that allows traders to gain leveraged long exposure to an asset in relation to its USD price.
Fringe Margin Trade: A leveraged trading facility that allows traders to gain leveraged exposure to an asset pair.
​USB Stablecoin: A facility where borrowers mint and borrow stablecoins against their altcoin collateral and where USB stablecoin holders can stake USB to earn interest.
Governance: Allows a Project to apply for listing on the USB Stablecoin facility. I.e., where USB Collateral Safes accept the project’s ERC-20 token as collateral against which borrowers can mint USB.
For further description of the platform, see the Fringe Finance Whitepaper available on our homepage​

What is Fringe Finance?

Multi-Chain Support

Last modified 28d ago

Participant	Value Proposition
Lender	Lenders can be institutional lenders, high net-worth individuals or any crypto-asset holders who wish to receive more attractive interest rates as compared to what they often receive in the traditional banking system. They do this by lending out their crypto asset holdings on the Fringe Lending facility.
Borrower	Borrowers who have conviction of the upside price opportunity of their assets can now put them to productive work instead of just waiting idly for their price to appreciate by taking out loans within the Fringe Lending facility. They can also mint USB stablecoins on the Fringe USB Stablecoin platform and deploy them as they see fit elsewhere in the crypto economy.
DAOs and Project Treasuries	A DAO or project treasury enjoys the same benefits as borrowers and lenders. A project can deploy their treasury onto Fringe so that they can take out loans for project expenditure or invest in new initiatives without needing to sell their project tokens. This has the additional benefit of removing from market supply the tokens they use as loan collateral, resulting in a positive impact for the price of their project token. A project can also lend out their treasury on the Fringe Lending facility. Fringe has integrated support for multisig wallets so that projects can maintain their trust minimization through the use of multisig access.
USB Saver	Any participant in the crypto economy who holds the USB stablecoin can deposit their USB in the USB Stablecoin Saving facility to receive interest payments.
Staker	Fringe Staking aims to offer rewards for staking of various assets to incentivize token holding and staking to benefit the Fringe ecosystem and community. Staking assets will include FRIN tokens, relevant Liquidity Provider tokens, fTokens (Fringe Finance’s interest-bearing tokens received by lenders) and others. Staking rewards will be offered variously in relation to both long-term and short-term staking incentivization schemes. FRIN token holders can opt to stake their FRIN tokens to receive rewards derived from fees charged on the Fringe Finance Platform. FRIN Stakers will also be able to participate in directing the evolution of the platform via voting for DAO proposals.
Liquidator	Liquidators help keep the platform stable by liquidating positions that fall below minimum collateralization levels – and receive the liquidated collateral assets at a discount – which they can sell on the open market to realize a profit.
Traders	Fringe Finance offers traders the ability to take leveraged positions to maximize potential gains. Fringe Amplify allows a trader to gain leveraged exposure to an asset. Fringe Margin Trade allows a trader to gain leveraged exposure to an asset pair.